URBAN BENEFITS GROUPS
Insurance and Retirement Planning
Urban Benefits Group – your trusted partner for Medicare options, 401k rollovers, and guaranteed life insurance. Let us help you make informed decisions and live with confidence and ease.
How We Can Help
At Urban Benefits Group, we focus on providing insurance options for Medicare, 401k rollover, and life
insurance. Our goal is to provide personalized solutions and exceptional service to meet the unique
needs of our clients. By doing so, we aim to be a trusted partner for our clients and provide guidance
and support to help them secure their financial future.
Health Insurance
The definition of health insurance is a form of insurance that covers illnesses, accidents of bodily injuries, surgical and most times prescription drugs.
Dental Insurance
Dental insurance is considered health insurance that’s directly related teeth, gum and your overall oral health. .
Life Insurance
Life insruance explained. Life insurance is a binding contract between the issuer (insurance company) and the policy holder (individual or family).
Annuity
An annuity is a type of policy issued by an insurance company designed to accept and grow funds, and upon annuitization, create a stream of income or payments.
STILL HAVE QUESTIONS?
We Are Here To Help
Urban Benefits Group strives to help clients make sound decisions through education about all aspect of insurance and retirement planning in our ever changing world.
What is it in simple terms?
Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. The amount of money charged by the insurer to the policyholder for the coverage set forth in the insurance policy is called the premium once both parties are agreed and a contract has been bonded.
What is Medicare, do I qualify for it and is it free?
What are the differences between Medicare parts A and B?
Why is insurance important?
For individual and family:
Insurance is important because it offers protection for you and your family as a whole. Let’s think about it. Your family depends on your financial support to enjoy a decent standard of living, which is why insurance is especially important once you start a family. It means the people who matter most in your life may be protected from financial hardship should an unexpected loss should occur.
For businesses and organizations:
The ultimate reason for having insurance for a business or for an organization is that it will protect the business from losses due to events that may occur during the course of operation. There are many types of insurance for businesses. Some examples are; coverage for property damage, legal liability and employee-related risks just to name a few